We all know that we’re more than our credit score, but what’s inside doesn’t really matter to lenders, landlords, and even some employers. Many facets of our lives are controlled by that finicky three-digit number, and your score determines your chances of being approved for credit, and the interest rate at which you’ll receive it. Here, a basic breakdown of credit worth, by the numbers:

- 750 and above will get you primo interest rates on loans; you’ll essentially get approved anywhere and everywhere.

- 710 through 750 will get quite a few competitive offers sent your way, though you won’t get as many as a person with a score of 750+.

- 650 up to 710: You’ll get approved, but you won’t get the good rates that your friends with higher scores will get.

- 580-650: Prepare yourself for stricter terms and higher interest rates.

- 580 and below: Basically, if you don’t want to go through a loanshark, forget it!

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